Born from Pain. Built to Empower.
Banking for the Financially Invisible
KrillPay gives financial visibility to millions of migrants and unbanked users — connecting them to a borderless world of banking, transfers, and opportunity.
Meet Johny, Avelo & Akpan
Real people. Real Struggles. Real Transformation.
Akpan
Akpan was paying Western Union and MoneyGram prices that made him sick. When he found KrillPay, everything changed: instant transfers with $0 in transaction fees, virtual cards that work everywhere, a named bank account to receive payroll, and an app that treats him like the valuable customer.
One app. Zero friction. 100% empowerment.
Making Financial Inclusion a Reality
We're bridging the gap between traditional banking and underserved communities, one transaction at a time.
340M +
Unbanked To Serve
Across U.S. & Africa
$Millions+
Transferred Annually
Supporting families worldwide
2 +
Continents Connected
Seamless cross-border payments
98.7%
Customer Satisfaction
Trusted by our community
Complete Financial Services in One App
Everything you need to manage money, build wealth, and support your family locally or across borders.
Cross-Border Transfers
Send money home instantly with zero fees and real-time exchange rates.
- Instant transfers to 20+ countries
- No hidden charges
- Real-time tracking notifications
- Best-in-class exchange rates
Domestic P2P Payments
Split bills, pay friends, or send money locally with zero friction.
- Instant peer-to-peer transfers
- QR code payments for merchants
- Bill splitting with groups
- Request money seamlessly
Virtual Cards
Shop online and in-store with secure debit cards linked to your account.
- Instant virtual card creation
- Physical card shipped free
- Contactless payments enabled
- Real-time spending alerts
Credit Building Tools
Build your credit history and access financial opportunities.
- Credit score monitoring
- Responsible credit products
- Financial literacy resources
- Path to traditional banking
Secure Savings
Earn competitive interest while your money stays safe and accessible.
- FDIC-insured accounts
- Competitive interest rates
- No minimum balance required
- Automated savings tools
Bill Payments
Pay utilities, phone bills, and subscriptions directly from your account.
- Support for international billers
- Scheduled automatic payments
- Payment reminders
- Transaction history tracking
Simple, Fast, Secure
Send money home in five easy steps. No complicated forms, no long waits, no surprises.
Create Your Account
Download the app. Sign up in minutes with phone number, email, and basic information—no credit check required.
Complete KYC Verification
Verify your identity with a government-issued ID and selfie. This secure process ensures the safety and compliance of your account
Connect Bank
Link your bank account or debit card (coming soon). Deposit into your wallet. Your money is FDIC-insured and ready to use.
Send or Receive
Initiate your first transfer to either domestic or international users, directly to their wallet or a bank account. They receive funds instantly.
Track & Confirm
Get real-time notifications at every step. Your recipient confirms receipt, and you both get transaction records.
Built for Real People, Build for Real Needs
Whether you're sending money home, receiving funds from family, or building your first credit history, KrillPay has the right solution for you.
Migrant Workers & Families
Send Money Home with Confidence
You work hard away from home to support your family. We make it easy and affordable to send money back, with instant transfers and transparent fees.
What You Get:
- Send to 20+ countries instantly
- No hidden fees or surprise charges
- Multiple receipt options for recipients
- Track transfers in real-time
- Real-time support
Unbanked & Underbanked
Your Path to Financial Services
No credit history? No problem. We welcome everyone who wants to build a better financial future, starting with basic banking services that grow with you.

What You Get:
- No credit check required
- Build credit history over time
- Free financial literacy resources
- Path to traditional banking products
- No minimum balance requirements
Small Business Owners
Accept Payments, Grow Your Business
Accept payments from customers across borders, pay suppliers internationally, and manage business finances all in one platform built for entrepreneurs.
What You Get:
- Low-cost merchant accounts
- Low-cost payment processing
- Request for payment tracking
- Get paid faster
- Export data to accounting tools
Recipients in Africa & LATAM
Receive Money Instantly, Build Wealth
Receive funds from family abroad directly to your phone, withdraw cash from local agents, or use your virtual card for online purchases and bill payments.
What You Get:
- Instant mobile money delivery
- Zero Cash pickup locations needed
- Virtual card for online shopping
- Pay bills and buy airtime
- Save and earn interest locally
Still not sure which service is right for you?
Talk to our team and we'll help you find the perfect solution for your needs.
We understand the importance of connecting people across borders with ease and efficiency. Our Cash Wallet is designed to offer a hassle-free solution for individuals and businesses looking to transfer money internationally. With cutting-edge technology and a user-friendly interface, our platform ensures fast, secure, and cost-effective transactions, making global remittance as simple as sending a text message. Whether you're supporting family abroad or conducting international business, our Cash Wallet is your reliable partner in financial connectivity.
Building Communities, One Transaction at a Time
Every time you send money home, a portion will go toward building schools and funding financial education in underserved communities. Your financial transactions become investments in the future.
We understand the responsibility of handling your hard-earned money. That's why we've built enterprise-grade security into every layer of our platform.
Your Trust is Our Foundation
Bank-Level Encryption
256-bit SSL encryption protects every transaction and personal data point.
Multi-Factor Authentication
Biometric and SMS verification ensure only you can access your account.
Real-Time Monitoring
AI-powered fraud detection monitors transactions 24/7 for suspicious activity.
FDIC Insured Accounts
Your Named account deposits are insured up to the limit of the FDIC.
Regulatory Compliance You Can Trust
We work with regulatory bodies across the areas where we have presence to ensure full compliance with financial regulations, anti-money laundering laws, and consumer protection standards.
Licensed Money Transmitter
In partnership with regulated entities and FinSec
SOC 2 Type II Certification
In progress with independently audited security controls.
Meeting PCI DSS Compliance
In progress- highest security standards.
Our security Promise
- We never sell your personal data to third parties
- Your funds are segregated and protected in FDIC-insured accounts
- 100% fraud protection guarantee on all transactions
- 24/7 security team monitoring for threats
- Transparent privacy policy in plain language
- Regular third-party security audits
Standart
Free
Free account
Virtual cards
Online transactions
Top rated support
Online banking
Premium
$25/ Mo
All features
Cryptocurrency
Travel insurance
Free pay worldwide
Top rated support
Partners discounts
Flexible pricing plans.
Choose a plan that suits your business needs and budget. SecurePay provides a reliable and secure payment solution for your business.
Instant transactions
Personalized insights
Real-time alerts
Efficient bill payments